If you are not looking to selfhost, how about a Matrix provider?
For example, etke.cc has offers from 15 USD/month. There are plenty of options, see etke.cc/order
I am not affiliated with them, I just happen to have heard of them because they are well-known and have an excellent reputation. There are others. See e.g. matrix.org/ecosystem/hosting
If you are not looking to selfhost, how about a Matrix provider?
For example, etke.cc has offers from 15 USD/month. There are plenty of options, see etke.cc/order
I am not affiliated with them, I just happen to have heard of them because they are well-known and have an excellent reputation. There are others. See e.g. matrix.org/ecosystem/hosting