It does not work on my work-computer, since office macros and some formatting renders differently across versions. Other required software constraints make windows unusable for me.

There is hope. Here in Norway, we have a parallel system called BankAxept handling card and online payments within the country. Most/all debit cards are dual, and Visa is only used as a fallback. I believe lobbying for a similar system in other countries, or better yet for the EU as a whole, would be a good way to get started.

Welcome! I migrated when the old Reddit apps stopped working, and the grass is indeed greener on this side, except for the non-English communities.