Yes, I downvote youtube links.

  • 0 Posts
  • 15 Comments
Joined 3 months ago
cake
Cake day: December 12th, 2024

help-circle




  • Kitathalla@lemy.loltomemes@lemmy.worldJust checking
    link
    fedilink
    English
    arrow-up
    13
    ·
    5 days ago

    Some are mandated, like auto insurance. Some are because your relative loss from buying insurance is waaaaaaaay less than your loss from an actual disaster. I for one don’t mind paying (and this is an example, lol, like I can afford a home in my area) $200k over 40 years when the cost to rebuild my home after a fire, flood, hurricane, tornado, earthquake, or godzilla would be >$400k.

    Health insurance is the real head scratcher. It’s almost a guarantee that you’ll need it at some point. Pet insurance falls under this as well. A friend was telling me that it was a no brainer unless you’re the type to shoot the dog as soon as it gets mildly sick. It’s something along the lines of $40 a month, which means you’re paying $480 a year, or maybe $4,800-$9,600 over the 10-20 year lifespan of the dog (it’s a dog in this example because my fingers like the d more than the c). You know how much a single emergency with a dog can cost? Probably the entire amount you’d pay over a 10 year life span. If it is a longer problem, it balloons even more. And, importantly, right now pet insurance is where health insurance was at years ago, where they didn’t scratch out your eyeballs over every payment. It may take that turn here soon, once the industry is more established. That’s what my buddy actually wants to do, is review cases for pet insurance companies. I might have to toss him out of the car one day if it gets to the point of our human health insurance.


  • Yup. It’s why the scams by phone are so irritating to most of us, as another example. It’s just obvious and a time waster, but by making the scam easily visible to people who have the characteristics to not be vulnerable to them, it weeds out all the false positives the scammers would then have to deal with. They don’t want you, mr. bright eyed and bushy tailed, who is ready to catch them out only after hours of trying to get you to give them the code to your gift cards. That’s a lot of wasted time. They just want granny who will follow every direction.





  • Jesus, I got suckered hard by the ‘elio’ bullshit. When I was looking around for vehicles, the promise of a really affordable (lol, that should have been a clue) and gas efficient car was amazing. Plus, they already had a working car (lol, should’ve looked a little closer at those videos to see the duck tape) and were setting up their factory!

    Before I gave reddit the finger, I would check in on the sub that was posting the obviously bullshit updates when they came out. There were at least a few of us who wanted to keep joking about that fucking joke.



  • Maybe… Prions are a different beast altogether in terms of illness. Even the most terrifying forms take years to debilitate and kill you. I don’t think most countries want to wait that long to cripple an opponent, and definitely won’t want to unleash anything on a neighbor that will certainly come back at them. Right now the only thing that truly gets prions to be gone is incineration levels of heat.

    So I don’t think biological warfare is going to be on the table. Maybe terrorist type attacks, where the asymmetrical nature of the opponents makes the user unconcerned about potential effects on themself.


  • Hey, asshole, quit talking about me like I’m not here!

    /cries_silently_in_B.S._/_Graduate_degree_ratios_in_psychology

    spoiler

    For those who aren’t aware, the last time I checked (hoo boy, this is getting close to two decades ago now… fuck me) approximately 1 in 18 college students graduate with a degree in psychology. That’s freaking 6% of the college graduates! Kind of understandable when the bachelor version of psychology is essentially the degree of human interest. ‘Come find out how and why humans are funny/stupid/doing X/interesting’ is a powerful lure when you’re surveying a bunch of different classes and don’t have a degree/career in mind yet.

    Meanwhile, it’s harder to get into psychology doctorate programs than medical school. When I was looking into it, I think it was somewhere in the ballpark of ~5-10% of applicants to doctoral programs would get accepted. It looks like recently it’s sitting at 12%. Meanwhile, medical schools are around 44.5% right now.

    Now, yes, I could show the higher acceptance rates to masters programs for psychology listed in that APA link, but that gets messier and needs more nuance than the bare bones I wanted to throw up there.