I signed up for an American Express preferred Blue card and got approved for a limit of $25,000. I have a 830 credit score. I realized that the places I shop don’t accept that card and you have to pay for it yearly so I canceled it.
Then I decided I was going to get a Costco Visa. Once I signed up the credit limit was only $5,000. So I canceled that one. So I stupidly signed up for a Wells Fargo Visa and that was $4,000.
Don’t leave yet and please don’t make fun of me but I’m not done being stupid. I decided I wanted a different American Express card and when I signed up for it the credit limit was $2,000 so I canceled that one.
Again I know I’m fucking stupid but how bad did I just fuck up my credit?
Why is this upvoted so much? This isn’t useful advice, it’s just an insult in response to an honest question.
Plus, he’s not that stupid. He didn’t rack up tens of thousands in credit card debt he couldn’t repay.
First Internet forum?
However, I am SOMEWHAT stupid. I’ve been rather frugal and financing things and credit cards haven’t really been at the top of my priorities over the years, so I’m rather ignorant of it. I try not to spend money I don’t have.